Everyone deserves to have that “over the moon” excitement when they walk into their new home. At HomePad Lending, we come to work every day because of you. Our work is not just a paycheck, it’s our passion.


We’re trying to reimagine the process of buying a home. Our loan officers have the experience to know what the road blocks are in the process. Taking the correct turns helps save time and money for our clients. 

Taking out a mortgage is a huge decision and we understand that. Finding the right loan for your needs is our passion. Our goal is to get to know you, hear your story, and make sure we deliver expert service based on your home ownership goals. We communicate with you based on your preference to ensure that you are well informed along the way. Our mission is for you to not just be a client today…but for life.


Ryan Harris

Loan Officer

Ryan Harris has funded over 300 million in mortgage loans. He has the experience, attention to detail and creativity to make even the most difficult transactions go through. He started HomePad Lending to offer consumers the best interest rates with a personalized experience.

If you’ve been declined elsewhere you should get a second opinion from Ryan. We offer everything from bank statement loans to down payment assistance.

Stewart Harris

Loan Officer

Stewart has over 20 years of experience in the home lending field. He’s passionate about helping first time home buyers ditch their landlords.

What’s the biggest proof that you’re good at what you do?

“People come back to me time and time again because they know I care and I love what I do.”


Loan Officer

With over a decade of mortgage experience, Nic has the know-how to close your purchase transaction on time. Coming from a diverse mortgage background, Nic is able to ensure a smooth process from origination through closing. His attention to detail and the way he cares for his clients is unrivaled.

Jason reed

Loan Processor

Jason has 7 years of experience in the insurance industry before entering the mortgage business. He is passionate about helping others get into their dream homes. He believes in exhausting all options necessary to achieve positive results. His determination makes him a strong asset to our team.

Jason has lived in Phoenix, AZ since 1986. He earned his bachelor’s degree in business administration. Outside of work Jason loves spending time with his wife and two daughters.


*The Product/Program information contained here is educational only and not a commitment to Lend all Loans have to be reviewed By a licensed underwriter, Rates and available loan programs are subject to change without notice.  Eligible Products – Purchase in Arizona Other conditions and restrictions may apply.

Home Pad Lending LLC is a licensed Mortgage Broker in the state of Arizona. NMLS 1857677 AZ MB-1001528. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender.
16605 S. 38th Pl, Phoenix, AZ 85048. Main: 480.370.0851

Contact your loan officer for more information.

Ryan Harris | Loan Officer  | Direct Line 480-370-0851  | LO NMLS: 817581 | BK 0937243