Down Payment Assistance Programs

Updated May 23, 2024


How Does Down Payment Assistance Work?

Your local Department of Housing, Non-Profits and Private Lenders have set aside millions of dollars to assist people in purchasing a home.

The down payment assistance programs we offer are grants and do not have to be repaid.

It can be challenging to find the best down payment assistance program for you but you can save upwards of $20,000 on your home purchase.

There are 3 ways you can get started on purchasing a home with no down payment…

  1. Call us at 480-536-7770 to discuss program requirements or apply over the phone.
  2. Use the Eligibility Checker to obtain more information about programs you may qualify for.


We may need to contact you if you qualify for multiple programs.

See What Our Clients Have To Say…

Kevin Saltzman
Kevin Saltzman
This place is GREAT. Ryan Harris was amazing to work with and made everything super easy. This is the best plan if you need to take out some cash for a project or whatever. Only pay interest on what you're using! Thank you!
Jay Howe
Jay Howe
Stewart and Christopher are Rock Stars. Communication was great, very informative, and professional and kept things moving on or ahead of schedule. We would definitely go to them again. They make you feel like part of the family 👪
miles ku
miles ku
Stewart and Chris were very helpful, I can express how thankful we are to have met them. We dealt with Stewart for a long time! Followed his plan for us and stuck with it. Now my wife and I are finally in our own home. I absolutely recommend them to anyone looking to buy a home.
Alfred Pyne
Alfred Pyne
I'm very excited with the service I received from HomePad Lending. I was able to close on a mortgage in less than 23 days. Agent Ryan Harris was very helpful and friendly.
Laura J
Laura J
We worked with Stewart and Chris in our first home buying experience. We had been working with another lender and they were so difficult to be in contact with. Once we started working with the HomePad team, they responded so quickly with calls, emails and texts. It was great. We actually closed early! Not only were they available for all my questions, they really advocated for us. I would recommend completely to anyone in this journey.
Rachel S.
Rachel S.
Stewart and Chris did an awesome job in helping us with the home buying process. We appreciated their direction and support from start to finish. Thank you so much!!

Cash in Hand icon

Up To $20,000 Assistance Available Per Household

Down Payment Assistance available up to $20,000 for the purchase of a primary residence. This program will allow you to move into a home for ZERO down. The Eligibility Checker will find the best program for you based on income and credit score.

Caps Lock Off icon

No Income Limits

There are down payment assistance grants available that currently have no income restrictions. The programs are difficult to find as there are only a handful of approved lenders. Use our Eligibility Checker to find the best program for you. 

620 Credit Scores Allowed

Down Payment Assistance Grants Available with credit scores as low as 620. Most programs are going to require significantly higher scores to qualify. Use our Eligibility Checker to find the best program.