Rent-To-Own Programs
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Saving use to be the hardest part

Saving for a down payment can be one of the biggest obstacles to overcome when buying a home. The good news is that there is down payment assistance available in every county of Arizona. Down payment assistance is widely popular, however, it is not widely advertised. Most down payment programs come in the form of grants, meaning you will not need to repay the assistance. 

How Does Down Payment Assistance Work?

Rent-To-Own Homes allow you to move-in immediately, like a traditional rental property. The difference being that you’re going to have a purchase-option included with your rental contract. This gives you the option to purchase the property if you decide you like it. Most sellers typically want to see a 580+ credit score and verifiable income to agree to a rent-to-own contract. 


*The Product/Program information contained here is educational only and not a commitment to Lend all Loans have to be reviewed By a licensed underwriter, Rates and available loan programs are subject to change without notice.  Eligible Products – Purchase in Arizona Other conditions and restrictions may apply.

Home Pad Lending LLC is a licensed Mortgage Broker in the state of Arizona. NMLS 1857677 AZ MB-1001528. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender.
16605 S. 38th Pl, Phoenix, AZ 85048. Main: 480.370.0851

Contact your loan officer for more information.

Ryan Harris | Loan Officer  | Direct Line 480-370-0851  | LO NMLS: 817581 | BK 0937243