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Home Buying Resources

Loan Programs
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DOWN PAYMENT ASSISTANCE

Saving for a down payment can be one of the biggest obstacles to overcome when buying a home. The good news is that there is down payment assistance available in every county of Arizona. Down payment assistance is widely popular, however, it is not widely advertised. Most down payment programs come in the form of grants, meaning you will not need to repay the assistance.

FIRST TIME HOME BUYER GRANTS

First Time Home Buyer Grants are a great option to move into a home with little out of pocket. There are grant programs available in every county of Arizona. First Time Home Buyer Grants are widely popular, however, they are not widely advertised. The grant programs are given to you at closing and will not need to be repaid. There are home buyer grants and down payment assistance available that can give you up to $20,000 towards the purchase of a home.

FIRST TIME HOME BUYER GRANTS

First Time Home Buyer Grants are a great option to move into a home with little out of pocket. There are grant programs available in every county of Arizona. First Time Home Buyer Grants are widely popular, however, they are not widely advertised. The grant programs are given to you at closing and will not need to be repaid. There are home buyer grants and down payment assistance available that can give you up to $20,000 towards the purchase of a home.

RENT-TO-OWN PROGRAMS

Rent-To-Own homes can be a great way to become a homeowner. Rent-To-Own properties allow you to move in immediately and as you make your monthly rent payments, you will build equity in the property. With these programs, you also get the benefit of trying it before you buy it. You will live in the home before you purchase it. This is a huge benefit because you get to learn all the ins and outs of the home before you own it. 

HOW

WANT TO KNOW IF YOU QUALIFY?

Do not assume because of your financial situation, income or credit score that you do not qualify for a loan product.

Call For Inquiry

(480) 370-0851

Mail For Inquiry

01.

Submit your pre-approval application on the “Get Pre-Approved” section of our site. Takes 3-5 minutes.

02.

Right away an experienced mortgage professional on our team will review your application and determine what loan products will save you the most money. Your information is never sold to any 3rd parties.

03.

At a convenient time our mortgage professionals will give you a call to discuss your goals and all of the options you qualify for. 

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WHY US?

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Outstanding Customer Service

We understand the impact every decision has on our clients.  We always strive to communicate effectively and provide clients with an efficient mortgage process.

Experienced Mortgage Professionals

With over 20 years of experience in the mortgage industry, our knowledge can ensure you receive the best loan product available. 

Integrity

We’re successful because of our relationships. Trust, honesty, and integrity guide every interaction with clients, builders, realtors, and business partners.

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Quick Closing Times

Our teams commit to providing a timely response, clear communication, and absolute follow-through to make sure loans close on time.

WHY NOT THE BIG BANKS?

No Flexibilty

Big banks will always ask you for a down payment based on a percentage of the home price. They consider it a high risk when a buyer has no initial investment in the home.

Greed

Grant programs regulate what fees and rates they can charge. Typically the big banks won’t let anyone regulate what they can make on a loan.

 

*The Product/Program information contained here is educational only and not a commitment to Lend all Loans have to be reviewed By a licensed underwriter, Rates and available loan programs are subject to change without notice.  Eligible Products – Purchase in Arizona Other conditions and restrictions may apply.

Home Pad Lending LLC is a licensed Mortgage Broker in the state of Arizona. NMLS 1857677 AZ MB-1001528. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender.
16605 S. 38th Pl, Phoenix, AZ 85048. Main: 480.370.0851

Contact your loan officer for more information.