First Time Home Buyer Programs

Take Advantage Of Your First-Time Home Buyer Benefits!

First-time home buyers are defined as anyone who has not owned a home in the last 3 years. These benefits can significantly help with the down payment, closing costs, can lower your interest rate and reduce your monthly payment. Check your eligibility online to see what you qualify for.

Check Your Eligibility Now

Benefits

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Lower Interest Rates

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Down Payment Grants Available

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No Mortgage Insurance!

Eligibility

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580+ Credit Score Required

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Verifiable Income To Qualify

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No Homeownership In Last 3 Years

See What Our Customers Have To Say…

First-Time Home Buyer Benefit Eligibility

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Popular Questions

FAQs

What Benefits Could I Be Eligible For?

The benefits vary drastically depending on credit score and income. You will be given all options based on your individual scenario. Previous clients we have worked with have received:

  • Down Payment Assistance Grants
  • Closing Cost Assistance Grants
  • Private Mortgage Insurance (PMI) Waivers With Less Than 20% Down
  • Mortgage Rates Significantly Lower Than National Average

 

Do I Have To Get Pre-Approved With HomePad to receive benefits?

Yes. We will pre-approve you for the mortgage and stack your first-time homebuyer benefits on top of your mortgage. Most banks do not offer these programs OR they are inexperienced in obtaining these benefits on your behalf. First-time home buyer benefits can only be used when you purchase the home and some of the benefits can easily save you over $20,000 dollars. 

How does the process work?

You will want to start by using our eligibility checker. That will give us a general idea of the benefits you are eligible for. From there, we will reach out and setup a consultation to get you approved for those benefits. Approval will typically take place the same day we speak to you. Once pre-approved, you will be in position to make an offer on the home of your choosing. 

What is the cost to get pre-approved for first-time home buyer benefits?

There is no cost to get pre-approved for your first-time home buyer benefits.

 

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