First Time Home Buyer Grants
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Buying a home is easier than you think

First Time Home Buyer Grants are a great option to move in to a home with little out of pocket. There are grant programs available in every county of Arizona. First Time Home Buyer Grants are widely popular, however, they are not widely advertised. The grant programs are given to you at closing and will not need to be repaid. There are home buyer grants and down payment assistance available that can give you up to $20,000 towards the purchase of a home. 

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How Do The First Time Home Buyer Grants Work?

First Time Home Buyer Grants are used towards the down payment on the purchase of a primary residence. The down payment assistance providers have partnered with local mortgage lenders to offer a one stop shopping experience. You must use an approved lender to obtain first time home buyer grants. The grants are provided by the Arizona Department of Housing, Non-Profits and Private Lenders. These programs give qualified individuals grants towards their home purchase, avoiding the need for a down payment. Our average client moves in to a home for around $2,500 out of pocket. The amount of the grant can vary depending on credit score and income however there are programs almost anyone can qualify for. There are programs currently available with no income restrictions. 


*The Product/Program information contained here is educational only and not a commitment to Lend all Loans have to be reviewed By a licensed underwriter, Rates and available loan programs are subject to change without notice.  Eligible Products – Purchase in Arizona Other conditions and restrictions may apply.

Home Pad Lending LLC is a licensed Mortgage Broker in the state of Arizona. NMLS 1857677 AZ MB-1001528. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender.
16605 S. 38th Pl, Phoenix, AZ 85048. Main: 480.370.0851

Contact your loan officer for more information.